I agree with you entirely! Back in January we got 2 direct contracts, one for FW after thanksgiving at 120 points, and the other for regular 130 points in a standard studio. We got the incentives they were offering for 250 pt contracts because the two totaled that much, thus ended up paying $167 per point.
Put it all on my Disney Premier Visa to have time to pay it off without interest (almost there!), and got lots of Disney Rewards Dollars to boot.
My husband and I plan to go during this week almost every year and use the FW studio, and we'll have other family members joining us on certain days here and there, maybe his parents the first couple of days, mine at the end, cousins in between, etc, so we'll use the regular points to get them rooms as needed. Whatever we don't use we'l have for extra smaller trips (we drive down from NC).
Someone else on here mentioned that FW is not worth it for rooms larger than a studio since those don't book up as quickly, but I would argue that if the
point charts make you come out ahead (comparing FW 2020 with 2021) then it's worth it because it still saves you points when you use it, and you don't loose anything--you can always cancel the week and use the points however you want.